Available Cash:

  • Available Cash indicates the total amount that can be invested in either Initial Realty Offerings (IRO's) or Market Trading. This is your investable cash.


Available to Withdrawal:

  • Funds transferred from your Fintor Wallet typically typically take up to 3-5 days before they arrive to your bank account. Keep in mind that you only need to deposit money for Market Trading. You can invest in Initial Realty Offerings (IRO's) directly from your bank account.

  • Deposits can be withdrawn after a 30-day seasoning period.

  • NOTE: a $0.25 charge is applied when funds are withdrawn from the brokerage account.


Cash Balance:

  • Cash balance reflects all of the cash that is in your Fintor wallet including your available cash and any pending IRO orders. Funds that are transferred from a bank account to a Fintor Wallet usually takes 3-5 days to settle.


IRO Pledged:

  • The pledged cash represents the total cash that has been reserved for primary orders that you have placed. (I.e. A pending transaction)


Total Value:

  • The total value combines your total investments and your cash balance, less any IRO pledges.


    Total Value = Investments + Cash Balance - IRO Pledged


Trading Power:

  • Trading power refers to amount of cash that can be used only for Market Trading. It is comprised of all settled funds, and a credit up to $1,000 for any funds that are waiting to settle. Funds that are transferred from a bank account to a Fintor Wallet usually takes 3-5 days to settle.

  • Example:

    • If you transfer $1,500 from your bank to your Fintor account on Sunday, then your initial trading power would only be $1,000, which is the advanced credit limit. Your trading power would go up to $500 by Friday when the full deposit would be fully settled from your bank.


Did this answer your question?